Commercial Casualty & Excess Liability

Our solution based underwriting approach allows us the flexibility to accept those risks that don’t always fit the domestic appetite.

1. Commercial General Liability Target Classes

CGL with Abuse (No standalone abuse available)
Premises Liability
Wrap Up Liability

2. Excess Cover

Standalone XS cover available

3. Owners Landlords and Tenants (OL&T)

Premises liability – when coverage for operations is not required

4. Pet Care Professionals

Revenues up to $250,000
Pet Trainer
Pet Daycare
Pet Groomers
Pet Therapies (Ex Equine & Vets)
Dog Walkers
Dog Kennels
Catteries
Dog Clubs & Societies
Pet Transportation (Ex US)
Microchipping
Manufacture of Pet Accessories
Greyhound Dog Assessment
Pound Dog Assessment
Manufacture of Dry Dog Food & Treats
Product Sales (up to $50,000)

5. Fitness Clubs & Instructors

Minimum of 1 year experience and receipts up to $250,000

Aerobics Groups (no premises)
Asanas
Barre Instructor
Boxing for Fitness (Non-Contact)
Cross Fitness Gym
CrossFit
Dance
Exercise Studios
Fit 4 Two
Fitness Instructor / Trainer
Group / Class Fitness Instructor
Group Fitness & Training
Meditation Groups
Non-Contact Martial Arts
Nutritionist and Nutritionist Coach
Older Adult Fitness
Personal Trainer
Personal Training & Fitness
Pilates Groups
PiYO
Post-Natal Coach
Walking Groups
Weight Training
Wellness & Nutrition Specialist
Yoga Groups (no premises)
Zumba

6. Cart & Kiosk Merchandise Vendors

Flower Vendors
Costume Jewellery Vendors
Handicraft Vendors
Clothing Accessories (i.e. scarves; mitts; vests; wallets; purses – no children’s wear)
Sunglasses Vendors
General Merchandise

7. Food Vendors (No Liquor)

Take-out Restaurants
Food Carts & Trucks
Chip Wagons
Spice/Herb Vendors (buy in bulk & blend)
Fruit & Vegetable Vendors
Hot Dog Vendors
Ice Cream Vendors
Fish & Chips Vendors
Taco Stands
Burger Vendors
Refreshment Vendors (No Liquor)

8. Community, Cultural & Hobby Groups

Community Groups
Cultural Groups
Bingo Games
Walking/Running Groups
Cancer Support Groups
Social/Business Networking Groups

9. Hospitality

Family Restaurants (licensed and unlicensed) with liquor receipts at 35% of total revenues
- higher liquor receipts considered on prior submit basis
Fine Dining Restaurants with liquor receipts at 55% of total revenues
Cafes
Coffee Shops
Food Trucks / Food Carts / Mobile Vendors
Take-out Restaurants
Chip Wagons

Application Forms

To apply for our General Liability product or renew existing product, or to apply for our Short Period Events products, please complete the appropriate application listed below, and email it to ABEX.

For more information on these or other Liability products, please contact us.

Products